Combine NZ Super, your KiwiSaver and other savings to estimate your retirement income, spot any shortfall, and see how much more to put away — built for NZ, using 1 April 2026 NZ Super rates.
Your Retirement Plan
Tell us where you're at — we'll project the rest
Timeline
yrs
yrs
Your savings today
$
$
What you're putting in
$
$
Your retirement pot
$
$
yrs
Retirement income you want
$
NZ Super
Assumptions
% p.a.
% p.a.
years
All dollar results are shown in today's money, so they're easy to compare with what you spend now.
Projected retirement income
$—
Projected balance to retirement
Year-by-year breakdown
Indicative only — not financial advice. Projections assume steady contributions, a constant rate of return and inflation, and that NZ Super is paid at the current rate. Real returns, wages, NZ Super rates and your circumstances will vary. NZ Super figures use the after-tax 'M' rates effective 1 April 2026. Employer KiwiSaver contributions are shown after ESCT (employer superannuation contribution tax), and employer and government contributions stop at age 65 — for a year-by-year KiwiSaver breakdown, see the KiwiSaver calculator. Please talk to a licensed financial adviser before making decisions.